In the new year, SBI has brought a big surprise to its customers. In this new offering, in SBI, you will not only be able to keep less money in the bank but will also be saved from charging.
According to a report, SBI had recovered 1771 crores last year as a minimum balance charge. The amount of the charge was even higher than the bank's net profit of one quarter.
According to the information, SBI is preparing to reduce the minimum balance limit from 3000 to 1000 rupees. Soon he can make a decision on this.
Explain that if the SBI decides that, you will not have to fulfill the condition of having a minimum balance of 3000 rupees in urban areas. After this, at least Rs. 1000 will be required in your account. Not only this, it has also been reported in the report that Bank can decide the minimum balance, not at the monthly level, but at the quarterly level.
After these rules come, your account will not have to be 1000 rupees per month. Actually, the condition of quarterly or quarterly balance means that you have to keep at least a lot of money in three months, whose average can meet the minimum balance limit. Let me tell you that in the SBI branches of metro cities, you have to maintain a minimum balance of Rs. 3000. In semi-urban areas 2000 and in rural areas this limit is 1000 rupees.
The State Bank of India has the minimum balance requirement in government banks. Although there are many more banks in private banks, whose reckonements are more than that. If SBI reduces the minimum balance in urban areas, then it can decide to reduce it even in semi-urban and rural areas. With the minimum balance being reduced, you will be able to keep less money in your account and you will not have to pay a fee for less balance.
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